My twin sis is actually getting some proceeds from a home sale due to her recent divorce and is looking to invest in Reno, and I am considering investing in a property with her if we find the right multi-family in the right neighborhood for the right price. 

The other 2/10 is a foreign object in the drain or someone really really flushed a massive **** ton of toilet paper."

It depends on your objectives.  

The factors to consider are your overall objectives, your credit score, DTI and personal financial condition I recommend you find a broker or originator whom you can trust and have them weigh your options.

Hey Meghan, I'm an agent in the Twin Cities and have invested in Duluth since 2017.

It's objectively rated as a great place to live, but obviously you need to be ok with Winter.

No deal is perfect, and anyone on these forums will have different investment objectives as you, but you will typically get some things to at least think about before moving forward.

Sometimes, I'll hold objects in my hand and it breaks. 

Make sure you are clear on your objective so they are not showing you deals that are not worth looking at. 

This is not even just an opinion, it's an objective reality.