You think everyone just stock piles cash for RE?

You will likely advance in your career, have no or minimal housing expense and otherwise see your ability to stockpile after tax liquidity accelerate.

If you are free after 230p, find something else real estate related to work at for a handful of hrs a few days a week and stockpile that cash.Lastly, NJ is a great market and there are multiple spots in south NJ that #s still work and aren't completely in War Zones.

If you have done a good job saving so far, keep saving, keep stockpiling, keep learning.

At times like this we stockpile cash for either cash purchases. 

You are in effect paying the capital of all your properties at the end, they are just all stockpiled in the last property you own before sale.

Because investing in real estate in general seems to offer more of an advantage than just stockpiling extra money from our W2 job into a high yield savings account. 

Than, vs debt paydown, I would consistently stock-pile, and than DEPLOY that capital, to be working for me.

I don't want to stockpile cash in fear of the unknown, but I don't want to start over financially if the worst occurs.  

@Marian Smith good point I guess I’ll have to invest in a stock pile of felt pads but my LVP in my current house seems to be holding up to scratching pretty well but it could just be the color that’s hiding it lol.