@Eugene Lee  those rules were spawned out of the Great GFC... not germane to todays markets in most areas.you can though still buy in areas were there is more housing than people to use the housing and find those rules apply and even more.. those are what we call cash flow markets that's all they are all they will ever be ( in most likelihood) so if your going to invest there only reason to do it is to hit those 2% or better metricswhere we reside on the West coast we generally look for break even and make our big bucks on having our tenants pay down our debts and of course appreciation... you have most folks that live in the non appreciating markets and their mantra is  ( cash flow cash flow appreciation is only luck its not investing  LOL)  and you have those that have gotten stupid wealthy buying west coast assets that double or tripled in value in a 10 year time frame.. take your pick..

This spawned an idea, this could be my first flip if I could fix it up.

It spawned an idea to connect with other RE agents and have a separate list just for them.

The Ultimate Beginner Guide (UBG), does an admirable job of getting you familiar with REI at a very high level, which then will spawn more questions.Ask those questions out here on the BP forums and listen to the BP podcasts.

@Mark Shaffar  Dawns sharing her success for sure then her partner in CA doing a  POD cast and the next thing you know you spawned a new Turn key market there in Milwaukee.. so its good for the city ,,, contractors and others.. just puts pressure were very little existed with the local investors before it became popular. 

I just got a $7,800 dollar check that was spawned from one of those signs.

High interest rates of the early 80s and Savings and Loan crisis which spawned resolution trust .  2.  1989 regional to mainly CA  was earth quake and war    3. 1999 Dot com bubble which hit N.

I do plan to get a live human CPA when I spawn out several LLCs and get income close to $20k/year (quarterly filings).

Rates are actually up a little bit today, relative to yesterday.Everyone is pulling back on pricing to slow down volume, just b/c the fed dropped the overnight interbank rate does not mean banks magically spawned an additional 500 underwriters each. 

Perhaps this crisis will spawn some.