., mortgage interest, taxes, repairs, depreciation) on Schedule E starting when the property is placed in service.

Typically when the homeowner is 90 days late on a mortgage payment the bank may issue a notice of default.

Quote from @Patrick Henry: I'm trying to find a few individuals who have use Delta Build Services,  and/or Build 2 rent.

This is what happens when owners go with the cheapest PMC services they find, yet have no clue how the services actually work.- The new PMC you want to hire will have to increase your Placement Fee, so they can offer a commission to an agent that brings then a tenant.

If the home was still your primary residence throughout 2024 and not actively listed for rent, it would typically remain classified as a personal residence until the lease began.

- Guest Insurance – Do you require guests to carry their own insurance, or do you use a service like Safely, Proper Insurance, or another option to cover damages?

Can anyone shed some light on what kind of down payment, terms and qualification requirements we would typically be looking at for an SBA or low down commercial loan?

That $3,000 is typically the annual cost for a full service property management option. 

The typical rent collection sites are not what I'm looking for. 

Regarding costs there are a lot of factors considered but to give you a ballpark idea, here is a brief scenario: Our main office is based out of Cherry Hill NJ, a typical 3 bedroom row-home lead-paint inspection in that area would cost on average $450, however we can service the entire state of New Jersey (North Jersey office in Montclair, NJ).