So before I transfer ownership back and start a seasoning period, I thought I would ask if there were any solutions I am not finding.  

From my understanding since it’s a rental property I could use this against my income during tax season.

@Kyle Trotman If you purchased with a hard money loan conventional lenders will require extensive seasoning to utilize the new appraised value for cash out. 

Whether you're looking for short-term rentals, long-term rentals, or fix-and-flips, Florida has something to offer.Favorable Tax Environment: Florida boasts no state income tax, making it an attractive option for investors looking to maximize their returns.Year-Round Appeal: Unlike seasonal markets, Florida offers consistent rental demand year-round.

Your issue more so is the seasoning period for the refinance is what it sounds like.

So glad you introduced yourself.. what's the first question you'd ask a seasoned pro in our community?

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

The buyer finally reaches out to say that the bank is having a hard time seasoning a couple of the homes in their portfolio. 

Rented quickly for prime in rent in slow season.

But as someone who’s been in the trenches of real estate investing for almost 30 years, I continue to see some flaws.Some of the flaws I have witnessed are when tech-driven companies seem to lack backing from experienced underwriters or seasoned real estate professionals.