I use Steadily for insurance.I went to Grant's class and did Sam Wegert's 5 day think a while back.Is LivingSmith a property management company? 

Young couple, late 20s, only one is steadily working but make 130k, partner would be the occupant, no pets. 705 credit but only because she doesn't have a lot of credit. 

If the ARV has risen to $260k and you’re renting it out for $2900/month, you can likely qualify for a higher loan amount.Here are some key points to consider:Loan-to-Value (LTV): A typical DSCR refinance will allow you to borrow up to 75-80% of the property’s ARV, so for a $260k property, you might qualify for a loan of $195k to $208k, which could help pull out most or all of your original investment.Debt Service Coverage Ratio (DSCR): Since you're renting for $2900/month, the loan payment will need to be covered comfortably by that rent.

Even with rent control, prices have risen quickly.  

I’ve found interest blowing up for rentals in the market and the lower rents we once saw have risen significantly in the last 3 years.

At this time the interest rates may make keeping your existing home a better option than times when rates have not risen as substantially.  

Nothing wrong with wanting to scale and grow but you want to do it steadily.

Try Steadily

Please keep in mind that interest rates have risen dramatically in the past two months because the federal reserve keeps raising rates.

So obviously there's some room on those two properties to pull out cash, but it hurts the cash flow that has allowed me to get into and start my business more steadily.