Important things to look for: if you want to STR (you will make more this way) then no rental restrictions, if you plan to MTR, 30 day min works, anything longer doesn't.

Do Snowbirds usually like ground floors since They might have restriction climbing stairs. 

The way I'm looking at it, if my spouse and I only do employer matching for the 10 years we would have more than enough in there and still 10 years out from being able to access it.I do plan on doing 401k loans for deals if the numbers check out, and I've considered rolling over some of our 401ks into roth IRAs to access our contributions but we'd have to pay taxes out of pocket (a big hit to cash flow) and we couldn't touch it for 5 years.  

In a soft insurance market, coverage is usually broader, lower deductibles are more accessible, underwriting is usually more flexible, and premiums are generally aggressive / lower. 

There are no restrictions preventing out-of-state investors from purchasing rental properties in Texas—these investors enjoy the same opportunities as Texas residents.Additionally, the financing restrictions you mentioned don’t align with reality.

Where she has access to it?

I didnt realize there were so many restrictions in Oceanside/Carlsbad.  

If we become heavily restricted, what chance does the rest of the DMV have to get their own regulations that make sense?

Unless there's access restrictions and access is required for an appraisal or lender inspection, there's no reason why a buyer can't use financing even if the property is advertised as cash only.

Is there a way to access the additional features without creating a new Stessa account through the BiggerPockets link?