Because of this, I’m looking for investment opportunities that maximize my current capital and financing options.I'm considering investing in Birmingham, AL, where I’ve found several SFHs in the $30K–$40K range that I believe I could rehab for about $25K and rent for around $900/month.

No, they don’t give me chocolates and roses but they reply to my text messages, phone calls, respectful and send me any documentation thats needed with ease.

., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

A lot of forum members are experts in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, buy and hold investing, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.There are some pretty nice discounts on many products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, the Bigger Pockets blog features links to their fantastic podcast and many great articles: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

*I aim for a certain guest experience and keep occupancy lower to minimize wear-and-tear and respect my neighbors.

The added variable is my fiancé has a sister, whom her parents want to leave something to when they pass (they are 80 and 70 years old, respectively). 

(Respectfully- Please don't tell me to save up and quit my job it's just not realistic for me and won't be anytime soon)If you read the threads on BP concerning wholesaling, you should be able to draw a few conclusions1. 99% of people trying wholesaling fail2.

This area has a lot of demand in that price range without doing section 8.

I saw someone I know who I respect a lot who just created a raising $ course and they struggled to raise a few million over the past few years.

Around here they range from $35 to $300 so that would be my first question!