Her soon to be ex husband was the only reason they could afford the house in the first place and he isn't paying for anything anymore, so I'm trying to help her figure out a way to keep paying her mortgage, or at least reduce her payment to an amount she can afford.Do any of you know of a way to get him on some kind of rental assistance program in the Indianapolis Indiana area?

Better Tenants & Higher RetentionThrough thorough tenant screening and responsive communication, property managers reduce turnover and vacancy costs, ensuring a steady income stream.2.

It (2%) technically would be coming from the seller by reducing the 5% to 3% and then you get a closing cost credit for 2% at COE.

Websites that reduce screening down to a "score" always do a bad job, in my experience.

Quote from @Kishan Purohit: @Heath D WallaceTo get this deal to cash flow, you could look into increasing the rent if the market allows or reducing operating expenses, such as lowering management fees, vacancy rates, or insurance costs.

(End)Don't apologize, don't sugar coat the message - just give them the statement above, in writing. 

The owners refused my advice to reduce price and they both sat vacant for months.

This avoids probate and ensures a step-up in basis when inherited, reducing future capital gains taxes.No reassessment since ownership doesn’t formally change.

I prepare my taxes myself and cannot find a way to reduce my tax burden through real estate. 

But here are ways to reduce capital gains taxes:Deduct expenses (renovation, selling costs) in 2024 to offset gains.Hold for 1+ year to qualify for lower long-term capital gains tax rates.Invest in a Qualified Opportunity Fund (QOF) to defer taxes.Use tax-loss harvesting to offset gains with investment losses.Pushing 2024 deductions to 2025 won’t help much with 2024 capital gains.