I have received emailed responses days later, but seldom have I received a phone call.

You may want to research the term ' Debt Financed Distribution' Which does have a tax implication for the investors receiving a distribution.

.: Hello,Did anyone received post closing audit from mortgage company.

I assume you would have to pay cash, because you have to spend all cash received to avoid taxes.

I received immediate, good response to my marketing on Zillow, Trulia, and Hot Pads.

We have tried multiple local collection agencies, and we have not received a penny for over a hundred thousand dollars of bad debt submitted to them.We keep hearing, "It takes time" but it's been well over a year with the most recent one.

You should have received a warranty upon completion and I would call them and send them these pics.

Quote from @Antoine Black: Can anyone point me in the direction where I can finder private lenders Using the lenders tab on Bigger Pockets: https://www.biggerpockets.com/business/finder/lendersWith private lenders you would likely benefit from a broker as there is a lot more flexibility in terms of certain rules and the rates you receive will vary widely.

Make sure you receive PRINCIPAL plus interest each month (loan amortization) so that you  will receive $3226.72 each month for 36 months.  

An offer was received that I accepted.