There are 2 other coaches in the program that are on the call too that help with the psychology and mindset questions as well.  

For leverage of 50% or less any worries are psychological with little chance of consequences moving beyond the specific property leveraged. 50 - 65% could go either way depending on economic climate, specific property attributes, management, etc. 

This is the lack of psychological maturity, emotional intelligence, and everything in between.

Those sellers that have some deep seated psychological hatred of the real estate brokerage industry will go to crazed extremes and cost themselves loads of money to avoid brokers.  

Psychologically, we're more in distress with losses than we are in euphoria with gains.

But, that being said, there are the numbers on paper and then there's the psychological component.... the human behavior component. 

BUT, for many people there is a PSYCHOLOGICAL cost of having “‘debt”.  

It might be more of a psychological benefit than a legal one, but I’ll take the extra comfort!

The way that I set up my coaching program helped around 80 to 90% of my coaching students buy real estate and increase their net worth by between $30,000 and $500,000 during the year that I coached them.I tried to make the coaching program really affordable and based on psychological principles of motivation.

I think it's more psychological than meaningful right now, but rates will continue to drop.