Given the figures youre providing, youre probably getting hit with a restriction on LTV and loan size due to the debt service (or lack thereof).

No we don't believe or expect to get a 5 every time but we do as if we did as this help us all ensure that we provide the best product and service to our guests and we'll have the best rating we could, even if it's not a 5.

Both companies provide a Customer help screen that could answer your questions pretty much immediately.

As a landlord, Zillow provides you with a background check, credit score, and a well-formatted application for each applicant.

Like everyone else, I don't provide it. 

However, they provide a time period to fix this - ie usually 30 days. 

While many of these partnerships can be fruitful, some turn out to be less successful, with unfortunate outcomes that could have been prevented with proper planning and safeguards.For instance, we recently encountered a case involving an investor, or "money partner," who contributed $650,000 to a real estate deal facilitated by another investor, the "developer."

.✔ ID Verification – Confirms each applicant’s identity to prevent fraud.✔ Judgments & Liens Search – Since these no longer show up on credit reports, a separate check helps uncover past unpaid debts or landlord disputes.✔ Eviction & Rental History – One bad roommate can disrupt the entire house.

I want to make sure there are multiple layers of oversight to prevent issues caused by a bad actor or rogue employee.Here are some ideas I have so far, but I’m looking for more:Two signatures required for checks over $1,000 – Does the bank actually enforce this?

When lender accepts the closing package, they have provided permission to the transfer.