If you wait three months, you can use the new appraised value for the cash out refinance which is helpful because if you're doing a BRRRR, you're presumably adding value and will get more cash back for your next project if you wait the three months seasoning period.

What other consultants have you been working with on this project, presumably the ones that have "overperformed"!  

@Kyle LumanKeep in mind everyone's situation is different and while one investor in the short term is wanting less cash flow for tax reasons (presumably) your situation it might not make sense to break even or lose money.

You say she can barely afford your rent but now she’s paying that rent and presumably rent at another place she’s staying?  

There's some who are more so there to help advise as I make my own path presumably with the ability to identify issues ahead of time.

Now we are only saving $33,762.99 in interest (43.5%) and we have combined monthly payments of $632.41 + $304.16 = $936.57   Note:  I must presuming there is some assumption about the characteristics of the LoC or  how/when/if it gets repaid which I missed earlier in the thread ... otherwise ....     

I’m presuming profiting as well.

Most of the negative feedback on BBB has to do with their lack of responsiveness, which could be a growing pain issue since they are affiliated with at least several large REI groups that I am aware of, so are presumably overwhelmed with new business right now.

Like Kevin stated, they don't care about your business even though Im sure you are not only generating income for the area the cabin is in (generating local sales tax) but presumably you are paying taxes not only on your property but on the income you make from STR biz. 

Because you already invested and presumably can't get out, your brain will automatically be selective and tend to trust the positive information and ignore bad information.