Arshiya Taami
is 95% LTV for a DSCR Loan that is 2.2 possible?
14 January 2025 | 15 replies
To a point made by another person who commented, you may be able to have a lender do a 'one-off' portfolio loan at a 95% LTV if they trust you enough . good luck.
Jeffrey Farkas
Freddie Mac Loan
16 January 2025 | 2 replies
Freddie Mac only offers financing for single properties they do not offer 'Portfolio loans" meaning bundle them all into one loan.
Timothy Frazier
Hard Money Loan
17 January 2025 | 15 replies
Reason being HML's are typically short term loans that are interest only.
Gene D Stephens
Looking for Advice on Investment/DSCR loans
8 January 2025 | 10 replies
This is advantageous bc later you have a third party loan (not your personal money) so seasoning period is 90 days to DSCR out.
Sarah Allgood
VA Loan Assumption Opportunity - Clarksville, TN
6 January 2025 | 5 replies
I was just thinking today there was all this excitement about VA loan assumptions there for a while when interest rates started going up.
Steve K.
Anyone Else Fed Up With Loan Servicing Companies?
8 January 2025 | 33 replies
Your personal history with GSE's is notified across all GSE loans, they communicate.
Charlene Kingsnorth
Private Lender Loan Servicing Software Fees
15 January 2025 | 15 replies
The Note/Mortgage for each loan states the dollar amount invested & the % of the total loan by name, for each investor.
Anthony Vaganos
DCSR vs Conventional with transfer tax
8 January 2025 | 7 replies
If there is a due on sale clause in the loan doc then it doesn’t matter what the loan officer told you verbally.I’m not an attorney, but from my understanding of the loan is still in your name personally a good litigator can pierce the veil and your LLC protection wouldn’t amount to much.
Irina Badal
Living trust/personal residence trust
24 December 2024 | 5 replies
Quote from @Irina Badal: I heard for anonymity purpose it’s advisable to set up a personal residence trust.
David Cherkowsky
Loan Option Advice for House Hack in Alexandria VA
5 January 2025 | 17 replies
I believe Alexandria city allows it but portions of Fairfax county do not allow it. i would go option 1 personally.