You also mentioned an unpaid water bill, so be sure to deduct any outstanding balance from that bill as well. 

There are more policies/regulations than I desire, but I consider it to be what is necessary to achieve the outstanding returns. 

I turn over to my insurance company and they are paying for the lawyer to fight the lawsuit. 

Keeping a 2.99% rate sounds great, but it may be costing you thousands of dollars if you are in the double digits with your other outstanding debts.

Are there any other outstanding debts between you and your wife?

A clean cut, I get that it might be hard emotionally and financially but a clear break on stuff is what you need not more stuff that keeps you together that will just be one more thing to fight over later.

In the few markets where the demand and markets support this, it’s likely that the municipalities will fight you tooth and nail. 

"I'm willing to cancel the eviction so it doesn't reflect on your record if you vacate on x day and pay x toward your outstanding balance"Most tenants are unaware of the long-term consequences when they have an eviction on their record.

Some info that would be helpful to know would be the value of the house and outstanding mortgage amount.Yeah, I’ve been trying to rent out the other room, but I’m not sure how to market it without the hassle of having two different roommates.

Every coffee shop and restaurant has outstanding service.