There have been numerous people on BP talking about how they paid application fees but they could never get their loans closed on any deal brought to the company.

A global trade war is seen as the biggest observable risk for 2025, followed by a tech stock plunge and concerns over inflation and bond yields14.

Quote from @Brandon Croucier: Quote from @Chris Seveney: They are more than a one man show - they are doing $10-12MM a year in lending (also have other parts of business) and have the people and systems in place includin g all above except the deal flow.How does one profitably run a PML company with numerous people only funding 10-12M a year?

Search the BP for ADU appraisals to encounter numerous examples.

The real skill is understanding the variability and risk in each number which is not always numerical or scientific.

With the numerous investors on this forum they have done this to, it is probably just the tip of the iceberg. 

For instance, in my private lending, I dont really give a numerical credit score much weight, but I absolutely look at the composition and history of the individual tradelines on a report if the borrower is a smaller outfit, such as a single member LLC or similar solopreneur-type operator.

I’ve reviewed a number of theses DST’s across numerous asset classes  and there performance /returns are generally fairly low and unimpressive. 

@Stefano Mitrano I have seen numerous banks reacting if an asset is being transferred into an LLC.

And all properties need to be managed and supervised numerous times per year; giving residents the idea that no one is watching and/or no one cares will be a sure recipe for disaster.