They have received extremely nominal amounts of relief on over 20 houses they’ve researched and comped to get an abatement.

***ATTENTION BIGGERPOCKETS MODERATION TEAM***I would like to nominate V.G Jason (I know his name and profile may be a little cryptic but just go with it) for a promotion to Advanced Moderator or Supreme Moderator if it suits your fancy.  

5-year prepay often has the sharpest pricing, but, 3-years can often be a nominal trade off or happy medium.

As you have repeatedly mentioned Joshua, the true "interest rate" in year one is much, much higher than the nominal APR; in this case it is 74%, not 4.5%.

@Brandon Turner, although I am admittedly biased, I have been wanting to nominate my dad as a podcast candidate for some time.  

Solid comment but also adding that 0.90x DSCR is not a hard minimum, a good amount (probably not a majority but not super rare) have "no ratio" DSCR loan programs with no min DSCR

Nominally, I'll make 15-20% on real estate assuming reasonable appreciation (3-5%) at current prices and interest rates.

Chart below shows last 45 years, about 14% in sp500 and 8.7% in rental income producing real estate, nominal not real.so maybe if the 1% rule is telling you that single family rentals are too expensive?

They are high on a percentage basis in Detroit, but relatively low on a nominal one.

Hi Shawn,Don't quote me, but I'm pretty sure you deduct the rent (75%) you're getting from the liabilities (denominator) rather than adding to your income (nominator) IF it's an investment property.