Quote from @Lillian Pintaro: Hey Guys, I've been in the Birmingham Market my whole life!

Hadn't considered that, so that just saved a few years off my life. 

But it sounds like you are talking about a life insurance retirement plan (LIRP).

My girlfriend and I have been looking at properties over the last couple of months due to life situations changing and having a decent chunk of change saved for a down payment.

I want to start investing in assets early in life, and possibly become a landlord in the future. 

Life changes made it necessary to find a new living arrangement and if I'm going to move then why not buy and utilize financing for owner occupied multiplex?

I need to get this existing company out of my life. 

Life always throws surprises, right?

Additionally, if he’s legally and financially tied to the property, it might limit his flexibility if he wants to make major life changes, like moving or starting his own investment ventures.Ultimately, the decision depends on how involved you want him to be in the financial side of the property and how much risk he’s willing to take. 

In a previous life I projected managed 54 new builds and have done my own flips to stabilize my own neighborhood.