Our state licensing department provides the list of licensees for free upon request. 

@Jennie Berger The RS-3 Zone allows for Single-Family residences & 2-Flats as "Permitted Uses"; however, the RS-3 Zone still requires 2,500 sq.ft. of lot area per unit (i.e. 5,000 sq.ft. for a 2-flat) unless the lot meets the exception for the characteristic of the block as previously mentioned by Nicolas; then it can be reduced to 1,500 sq.ft. per unit in order to construct a 2-flat.

You've got ADA, FHA, and the Oregon Department of Agriculture issues. 

It's usually best to talk with your neighbors about your plans and get their support as one of the variance tests is that the requested relief does not cause a public health issue or alter the essential character of the neighborhood.Try googling "tests for a variance in [your state]" and talk with your local zoning department.

What did their Fraud or Audit department tell you?  

Foreign insurers should be licensed by a state in the United States and you may contact that state’s department of insurance to obtain more information about that insurer.

Hey @Isaiah Cortez, here are the deets on STRs via the city - https://www.fortlauderdale.gov/government/departments-a-h/de...I don't have any real insights on the area, but do a search and you will find some details.

Does anyone know any type of real estate meet ups that are happening in Chicago in the month of January?

@Angel Perez  You should also check out smaller local banks and ask to speak to the commercial lending department. 

Often times police departments have policies in place REQUIRING officers to activate body cameras when interacting with the public.