Diversification Beyond the Stock Market: Real estate provides tangible, real-world value that helps hedge against market volatility—a crucial feature when building a resilient retirement portfolio.

If you want low, safe returns that are truly passive, invest in the stock market.  

They acquire assets, that can be paper assets (notes, stocks, etc.), hard assets (properties, land, etc.), businesses or commodities (gold, silver, oil, etc.).

Look at just today, everyone thought stock market this year was going to rocket then china comes out with AI allegedly superior to ours and tanks tech stocks.

His family made their money with W2s and the stock market.

Leverage - someone mentioned Real Estate doesn't beat stock market returns and while that might be true in absolute terms, it's definitely beat the market when you consider leverage.

Wanted to still be close to family but maintain a cheaper lifestyle, still have strong appreciation, and much better tenant/landlord laws, taxes, etc. 

We were heavily invested in the stock market and wanted to diversify. 

You have zero control over the stock market, whereas when you do private lending, you have significantly higher control and contractually guaranteed return on your money.

I have serious doubts that the company officers have maintained their fiduciary duty to RAD's investors in many of these related-party transactions.