Such a scenario doesn't just bring values down by 30% but also places substantial pressure on property holders, especially when debt refinancing looms on the horizon, compelling action at these reduced market values.Here is the double whammy that increases the cash in refinance needed, the capital markets (bank lending) terrain has tightened greatly.

The emotional attachment to the idea of paying off my mortgage early still looms large in my brain though.

Are there potential gremlins like deferred maintenance or large capital expense looming? 

I did some research for you and made quick loom video about it.

A couple of investor groups seem very bullish on this community and that is pushing the quality of operating STRs up which pushes the performance up which pushes AirDNA numbers up, etc.I modified my Top 10 due to the looming cap on licenses being issued by Tobyhanna Township. 

Or do you mean specifically right now with a looming recession?

There are numerous tenants rights organizations in Baltimore looming for exactly this and other issues.

I use it some for my podcast, idea/content creation, presentations, meeting trancripts, Loom, etc., but I'd love to know if anyone is employing AI in a unique way.

If rates go up the housing market struggles even more / and with election season the current administration isn't going to want the heat of higher rates looming over them at the polls.

Volatility is a looming...