You can finance manufactured homes with a DSCR loan. the max LTV is 65% for both purchase and refinance.

The Note/Mortgage for each loan states the dollar amount invested & the % of the total loan by name, for each investor. 

I have been told that it could be better to save the FHA loan for a later property (Possibly a personal one), if you can put 20% down for a standard 30-year fixed loan.

I am getting different answers as to if we both need to carry coverage with us making the first loan and them naming us on their policy.

I know...horrible company that bought the loan!

It would definitely work, but would depend on the rest of the terms of that loan product - interest rate, origination fee, etc.

I have probably gotten between a hundred and two hundred loans within the past 8 years and I have learned some things along the way that make getting loans easier and harder.

The big difference is DSCR loans are higher interest rates.

Do 80/90% of land 100% of construction loans exist?

The majority of our properties already have DSCR loans on them, are tenant occupied, have been owned for less than a year/have sizable capital gains, are in a high appreciation market, may take a while to sell at market price on the MLS.Are there any loan products, even ones with balloon payments, that would let us access some of our equity in our properties through refinance or a 2nd position loan.