Do my guests really need a (insert item for the home here)?

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out. 

I gave him a deadline, but he failed to show up with all my items.

The other contractors that I have worked with gave me a full scope with detailed line items of what will be fixed, how much the labor is and how much the material is going to be.

Quote from @JD Martin: Quote from @Benjamin Weinhart: Speaking to your item #6, I was actually told by the staff here over the phone maybe 5-6 months ago that DMing someone is fine so long as it's not a copy/paste ad and is specific to the individual.

Will not yet be ready for window treatments as the renovation is still ongoing, and getting closer to time when itemized list of damages are to be furnished. 

She said "oh a few items will be returned", then she wouldn't give the receipts, and the rest is on my post.

The list goes on.For mission-critical items, you want quality, not cheap.

Unless you are itemizing your tax return, the interest on the primary is not tax deductible.

Next BIG item, where is the video walk through?????