There are a high number of CPA firms that do not want to get involved outside of the FYI to their clients, and some state boards are saying that a CPA advising related to this registration is an "unlicensed practice of law" given it is not under Title 26 - income taxes - the only place where CPAs and EAs are specifically authorized to interpret law. 

By calling this person a deal killer, people could interpret that as meaning they only kill deals.

Note this is not only to rent the JADU, but in strictest interpretation to even have a legal JADU.

Gray area interpretation up to individual courts which have rendered seemingly contradictory decisions.  

Something has to get better in that market as the regulations are too confining and essentially up to interpretation by the city explore you engage with.

I think they are just an extremely conservative bank and that is their interpretation of Fannie's guidelines.I have already gotten approved from some other banks (credit unions), so I'm not worried, but I am curious if anyone else has run into a bank telling them they need at least a 20% down payment on 3-4 units, regardless of it being FHA or not.

New inspector said that it should not have been required.I agreed with the second inspector’s interpretation, I do not think I should have had to add grounds by the new panel when there were already double grounds where the drop came in.

In fact, when it comes to contracts, if there is vagueness the contract is to be interpreted in favor of the party that DID NOT write the document.

However, I saw enough that I believe that the information available is so imperfect and subject to interpretation that large losses would be an inevitable part of the program, as well as large gains.  

You alluded to the "bad" interpretation, as this would be pointing to an oversupply situation pushing rents down.