I came across some critical information today that I think is important to share with you:In the aftermath of the LA fires, it has become evident that some homeowners’ insurance claims have been denied or disputed because the property title was held in a trust, but the insurance policy was under the individual homeowner’s name.This serves as a valuable reminder to review your insurance policies and ensure that the ownership structure on your property title matches the named insured on their policy.

Account ClosedAdding your property manager as "additional insured" is standard practice and beneficial for you.

Quote from @Mel Rosario: HiDoes anyone know which companies that are willing to insure multiplexes in California, particularly coastal Oceanside, CA? 

I have 2 rentals in SW FL- both have open insurance claims and a public adjuster is involved.My insurance policies renew April/May.

I’ve done a decent amount of research this week, but I keep getting conflicting answers from different insurance agents.

Insurance-  replacement costs.  

We're getting nailed in auto insurance too.Any ideas why these states?

Regarding insurance adding additional umbrella insurance is great idea. 

It's an insurance agent!

@Suzy FarmanHere’s what’s worked for me:Leverage Airbnb/VRBO: Many insurance companies use these platforms via third-party services.