Self-insurance is really no insurance.

Unless there is an emergency situation, take a lot of photos and call your insurance agent before doing any repairs.

Look at how he stole his father's inheritance from his brother's kids and cut them off entirely (even their health insurance) when their son was suffering from epilepsy. 

A lot of buildings don't have a carrier willing to insure at all.

I did a search on the forums and insurance seems like it could be a major problem.I have houses in two different LLC’s in Texas and insurance is not an issue at all.

The way I interpret the following policy clause is that so long as the property is defined as other than "VACANT" which is the case when the property is being "constructed, altered or repaired", the 30-day time period and vacant status does not apply in this instance: We do not insure any loss at your premises if your dwelling has been vacant for more than 30 consecutive days immediately before the loss and the declaration page indicates an occupancy other than “VACANT“.

You have to have a STR insurance policy.Aircover is not a STR policy.

I had replacement coverage insurance and received about 300K to restore the house.  

If the property is solely tenant occupied you will be looking for a Dwelling/Fire Policy (may be called a Landlord policy or similar name) or a commercial policy such as a Business Qwners or Package policy.Most homeowners or dwelling/fire policies include:1.

I have a couple insurance brokers that may be able to help.