Tell them you need to be listed as additional insured and then you get copied if they have it from insurance company

Do any of the tenants have Dogs (Breed restrictions are individual to each company).These may not prevent you from getting insurance but they may limit the number of companies willing to insure it.

...and don't forget to collect a W9 right away and a copy of their insurance!

But one tool that often gets overlooked in the wealth-building strategy is life insurance - and it can be a powerful asset for your real estate business. 

Insurance proceeds are typically provided in a check that must be endorsed by both the policy holder and the mortgage holder. 

I've handed off my LTR to a separate PM and they want to be named on a general public insurance policy for the unit, but truth be told, I feel like I need a solid umbrella policy to cover the MTR and any claims against myself and husband as the owners of the property.

@Casey Ram older homes generally have more expensive insurance.

Our current insurance company decided to not renew the policy.

LOL  I would never take insurance from off shore holy cow..

I agree with Collin.At the very least, you need 2nd home, "vacation rental" insurance.