If I may, a lot of the issues we are running into with insurance is that consumers no longer use insurance as a catastrophic fall back but rather, they nickel and dime on small claims that compund into larger issues. 

It’s incredibly messy and time consuming.

For most, this isn't a realistic option so they update some of the most important regions themselves and copy the data from other providers where they don't have coverage.This is a big problem with these big consumer-grade real estate analytics platforms—you don't really know the source of that data, its frequency, etc.

Sometimes, buying an existing property can be more cost-effective and less time-consuming and maybe require slightly less permits, etc. 

It also allows you to search 400 property and property owner consumer fields, in addition to being a driving for dollars tool.

It allows you to skip the stress and time-consuming process of managing rehab projects and focus on the cash flow aspect. 

This creates an initial negative equity position that consumes the initial cash flow, sometimes for many years.

That’s more time-consuming, though, and since the lease is almost over, non-renewal is probably your best bet.Also, keep documenting everything: complaints from other tenants, the steps you’ve taken, and any interactions you have with the tenant.

Where are getting that consumers pay three times as much in commissions as other developed countries?

This negative position can consume years of cash flow to recover.