@Adam Newman you will want to confirm this with the bank but you can’t take a loan out to borrow for part of the down payment so you’ll need to provide all the funds yourself or have a gift from someone for that which you don’t have.If you have a gift from someone to bridge the 20%, that would be ideal.  

Hi Kin,Transferring your share of the property to your brother may have tax implications, including gift tax if the transfer is considered a gift.

Transferring a property title later could be deemed a taxable gift if it exceeds the annual exclusion ($17,000 for 2024).

Adding the ex to the title could trigger gift tax implications, so keeping it simple is best.

Get some gift funds to help with the down payment if you can.

If you want to change the design, then do upon closing.

Hi there--My aunt is an interior designer in Texas.

It just takes good design.

Looking to talk to someone who’s had experience adding a bonus room/sunroom in San Diego. Need some advice and some recs! Image for reference.

I don't think we are going to be able to come up with $50K before they're going to need to move and no, definitely no family members able to gift $50K.