Only in this way can they stand out in this ever-changing environment.

But if you’re looking for a more stable, family-friendly environment with lower costs and a focus on LTRs, Texas could be a better fit.Since you have young kids, I’d dig deeper into school districts and neighborhoods in both states—family life can really shape where you’ll feel at home.

Leveraging a property in todays environment of high interest rates will not get you cash flowing. 

Rene - I'd like to ask a syndicator how have they navigated a high interest rate environment the last two years?

No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis

You definitely should network with them.Relationships are very important in this environment.

The fact you brought this up on this board with this situation tells me that you are fairly new to renting by the room.  

So, it's still a viable way of investing, but does not have the same scale of success in today's economic environment in higher appreciation markets.

Would it break fair housing laws to say we are not willing to work with the program since it's not a source of income and they pay on their behalf?

What rentals are not subject to fair housing law?