You said good and GREAT in the first sentence, but those don't go with unpermitted kitchens so you are trying to convince yourself it's good, but it's not.

Being new I would suggest started with existing builds but building small multifamily in a small town with a rental shortage could be a smart move (someone's gotta do it).

.: Because they can't make a commission on it.

Rhino is an insurance program, and I do not recommend them.

It has been a couple of years.

I did not want to spend 50K on doing separate meters for where I have my rentals it would cost me this much.

I suspect this lender was just one of the hundreds of crooks out there doing teh advance feescam.If your interested watch the American Greed episode on Remington financial they do a deep dive into these companies..

In my experience, you either put the hours in up front or at the end, but either way you (or someone on your team) has to do it.

🤔 Anyway my point is you need to surround yourself with likeminded people.  

AssetsAsk yourself: Do I want cash that depreciates with inflation and taxes, or do I want to build wealth?