I use the kwikset digital lock, the app is not so good, but the hardware is perfect!

Getting a loan to payoff another loan with a lower interest rate doesn't make any sense. we do private lending and can get double digits returns consistently.

Some may be comfortable with 100% crypto transactions, while others could opt for a split between cryptocurrency and cash.For sellers unwilling to receive cryptocurrency directly, the digital asset will be converted to dollars to complete the transaction.There are many ways a buyer can use crypto to make a purchase:The simplest way is a Crypto to Crypto transaction, as long as the seller accepts cryptocurrencies as payment.

Like Devin said, double digit rates and you could still have fees similar to a first position mortgage.

In my opinion, you have to establish your own investment objectives. 

DSCR loans are not that low and regular hard money loans will be in the double digits.

I know out here on the West coast with our digitalized title plants that each title company has it would be a matter of a few clicks for customer service department to transmit a copy of the mortgage to me..

Make sure you are clear on your objective so they are not showing you deals that are not worth looking at. 

Sometimes, I'll hold objects in my hand and it breaks. 

For appreciating CA properties this could easily be a 7 digit step up in value but i would think in all CA markets would be significant.