At such a low interest regime that we have now, whether you put all your pay into a re-draw facility before spending any of it, and progressively withdraw out of that, or, do what I suggested, will make a negligible difference to your payout time.In fact, my way could help your discipline, because once you make principal-only payments, you don't get to re-draw them again!

What if the next regime downsizes government or we continue to decentralize it? 

Many reason I stay away from Condo's including:HOA regime feesUnexpected and expensive HOA assessment fees for upgrades or repairs that you may not agree with.RulesClose proximity to others that could cause disagreementsSaturation and competition on renting condo's ParkingI would personally never buy a condo for these reasons and look for a deal on a house.

Right now, I'd look at options to sell a part of it - can you put a condo regime (attorney question) on a duplex and sell one side?

Rates will be set at a mixture of what keeps the current regime in power and what keeps the banks open. 

Maybe we have a regime change by the time this is ready to get implemented and it all changes again.Buyers and Sellers need us. 

The off-market carry regime, plus the fact that there is no requirement for the GP to put any of their own money in, means that the GP is much less aligned with its LPs. 

This is where RTP will tighten, and the current regime will either gets rate their by Q4 24 or keeping it high 5s and doing some form of incentive stimulus to promote buying and propping houses again.

I know a couple of Americans who have gone so far as to repatriate to the US for a couple of years - long enough to no longer be a "tax resident" under the J tax regime - in order to complete a shuffling/1031 rebalancing of their US portfolios. 

Good luck I just saw a news clip that San Jose CA is going to allow those that do ADU's to sell the ADU's like condo's I suspect those will be HUGE money makers in that market. .. we have done this a lot in Charleston SC they call it a Horizontal regime..