They have no ****ing idea.Your $500k salary likely has a 401k, health, vision, dental, etc.

I am looking to grow my Commercial office and STR management portfolio in 2025. 

My recommendation would be to get approved as a Landlord, contact the director's office and request that an inspection be completed before a tenant is selected (sometimes they will do this as long as you select a tenant within 14 days - which you want anyways), and have an online application and screening resource in place.  

I'm not an loan officer, but I know some banks locally like ORNL Credit Union have offered a 0% down conventional loan product.

Attorney's Office, Eastern District of TexasPLANO, Texas – Three Texas women have been charged with federal violations related to a mortgage fraud scheme in the Eastern District of Texas, announced U.S.

Send a Lease Violation Notice immediately - by mail with proof of delivery required (cheap date through post office) and or affix the notice in a envelope with his name on it on the door of the unit. 

The pandemic forced people to work from home and having spaces that worked as offices became important. 

However, I was talking to a DSCR loan officer about a property I was looking at and they told me that they would only lend to an entity like a LLC or corporation; they would not lend to me individually.

Find a decently priced loan officer or two and stick with them.

A full back office. 3 workbooks to use in the 40 hour cI get it just like any non certified or accredited  training.. not saying its bad. but its not a state license so not governed by any state and there is no NMLS registration required..