These things going to court you have to Steel Man the argument and if you can do that with a good base for your side being in the right/wining the argument then you may be able to win in court.

Cities and states have enforced this policy for well over 50 years and it always stood up in court.

It can take up to three days to serve, then you can file in court after the 3-day period. 

You are in a deep **** if they declare tenancy and eviction can be extremely painful.

I am wondering whether they are requesting the Court to repay the first mortgage although the auction stated it was subject to the first mortgage. 

:/None of that will matter in court but what do you mean by ‘enforcing’? 

Magistrate Judge Aileen Goldman Durrett on December 4, 2024.According to information presented in court, beginning in 2017, Espinosa, Smith, and Baltazar, along with others, are alleged to have operated a mortgage fraud scheme using various companies, including Short Sale Queen, L.L.C.

Put a lien on the property(s) they own, this is needed by some court action (i.e. lawsuit in civil/criminal court) 

They've been very underhanded and petty though, I do expect a court filing if we simply ignore.

Every county I’ve declared a homestead made it abundantly clear that it was no longer valid the day I moved out.