It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.

You would borrow against the equity at 7% or more, then use the money to pay off a credit card?

The builder offerred $15,000 credit to be applied, however you wished EXCEPT can not be used for price reduction. 

this is basically the business credit coaching partner that works with you over the course of 12 mos. to help you build up business credit for your company. 

I would like to purchase a structured course and have narrowed down my options to Seth William's REtipster masterclass, Joe McCall's simple land flips course, and Jack Bosch's Land Profit Generator.

So yeah, of course it's confusing and vision filled with problems. 

Hi Sharron - Are you in the course? 

Quote from @Jaycee Greene: Assuming you pay asking price, I'd estimate the down payment for something like that using a hard money loan (HML) would be around 40% of the purchase price and your monthly payment would be $2,600 with an interest rate in the low 7% range (probably need a 700+ credit score to get that).

Keep your payment at no more than 35% of your income and minimize your credit card and auto debt.