As my portfolio grew, I became laser-focused on the work in front of me.My wife and I own Cozy Co-Host LLC, a short-term rental management company based in Atlantic City, NJ.

You know, I’ve had a few moments where I’ve scratched my head wondering if I was getting too cozy with my home equity, but pulling out those funds for a strategic investemnt has, more often than not, led me to some pretty sweet opportunities.

I suppose if I end up with a different strategy it wouldn't have to be confined to Montana, no.

Although (at least so far) it has been confined to those deals that have been underwritten very aggressively .

Yes, sometimes there is big buys or whatever and a bit of a balance is carried but I NEVER, N-E-V-E-R get cozy with carrying a balance, paying at minimum or holding a financed balance for 90 days or more.

I also confined it to the realm of real estate, but the principle would hold true for personal finances.  

I've settled today with my family at a cozy and comfortable rental where we have power and water, and wanted to respond first to thank all of you for your responses -- I'm so grateful for the kind words and information.

Consider saving the 40-60k and maybe just spend a little extra on cozying up the place and making it more attractive. 

i have a great property i could send you that i found has many great qualities its a cozy modern home with workshop and detached garage price is close to half a million but could very possible to change the sellers mind for your price range seeing as it needs renovations not many but still need them this property is in washington state but the area is good for selling seeing as a majority is rich and looking for nature vacation getaways right by a beutiful lake and mountain contact me if you would like to find out more i will have to note if you consider and take the property i do require a finders fee of a minimum of 500 depending on the deal 

You have to find a way to implement your game plan within the confines of either an LTR or STR DSCR underwrite assumption.