So we are not unicorns, we exist!

Yep my dad was doing it in the early 2000's too and was telling me about it way before BP even existed.

This would apply to your unit.Your biggest concern with setting the rent should be the near future. 1) Your insurance is guaranteed to go up, probably dramatically.  2) You may get an insurance assessment bill to cover the CA Fair Plan losses.

There is a lot of stuff to cover, so try to make as much time for it as you can while working your W2. 

A DSCR loan could definitely work, especially if the park’s cash flow can cover the debt.

Can a non-accredited investor in an already established SDIRA, within a 506(b) multi-family syndication, do a 1031 exchange to another syndicated property (with same operators), if the new 506(c) offering required inv...

Quote from @Sean Gallagher: If there is an existing lease, you must honor it.

I would love a calculator that could help me make better decisions but not sure that exists.

You can often get better rates with a national lender, but the customer service is non-existent, communication probably sucks, they may ask for the same documents multiple times, etc.

Post insolvency, the framework allows an assessment to all private insurers operating in the state to cover the difference which will subsequently pass the costs along to policy holders.