Don't use coupons and don't only buy things on sale.

Until that happens, with either scenario, a way to increase your cash returns could be to buy EDV, it's a Vanguard exchange traded fund that holds 20 year and 30 year zero coupon US Treasuries, such that whenever the 10/20/30 year bond yield goes down, its value goes up.

Shellpoint has repeatedly cashed my checks (which were on time EVERY MONTH) and continues to fail to properly credit me (even though coupons were enclosed).

This fee is typically assessed to cover the administrative costs associated with the renewal process, which may include conducting market analyses, communicating with tenants, and preparing new lease agreements. great clips coupons $5 off

Happy Belly coffee pods in various flavors with a 20% coupon that makes them $21.47 for 100 pods.

Couple that with an online coupon and you have an excellent deal!

Similar to how banks were buying 2% coupons and 3% MBS's over par during ZIRP which has led them to be Billions in the hole in unrealized losses.   

So, theoretically John buys a $380k note with a 5% coupon rate for $260,000.  

(Comparing a near-fatal overdose to putting Cocoa Puffs instead of Lucky Charms in your supermarket cart because you found a coupon in the local pennysaver...)

In addition a lot of them had aged out as landlords and just did not want to deal with rentals anymore and wanted to just clip coupons at a set rate of return.