Contrast this to your BP profile that was created two weeks ago clearly for crisis management purposes.

In contrast, private lenders focus more on the value of the asset, offering faster, more flexible loans for projects like fix-and-flips or rentals, which can be crucial in time-sensitive deals.It really boils down to your priorities and preferences.

If you don't have that, keep earning, saving, and managing the risk you take by investing in REITs (which is small but risk still exists).If you already have at least $100k to invest, and you're wondering where to start as an OOS investor, I recommend this dataset that we at BiggerPockets put together specifically for people like you and me.https://www.biggerpockets.com/resources/housing-market-data/...It contains information like job growth, population growth, and rent-price ratio for all markets to compare and contrast.

Both offer fixed rates and 30-year terms as a nice contrast to commercial financing.

My example was to compare and contrast, in general, that you will not find similar terms to what you find for US properties. 

There are many other contrasts to these loan types but that is for another post. 

By contrast, many midwest cities don't have these types of natural restrictions on the supply of prime lots. 

Contrast this with someone that has adequate umbrella policy.  

Contrast that with many other countries like Mexico, where you don't have that cheap financing and the real estate inflation that goes with it.

Dark stain with contrasting white walls could look nice but so does the light bright and airy look.