It can even learn from past deals to help refine the analysis over time.I built this mostly to better understand the components of a good deal.

Had I not scrutinized the details, I would have unknowingly paid more than I had agreed to.This experience was costly and frustrating, and I urge all potential borrowers to ask for a full breakdown of all fees and interest components before committing to any loan.

Hi Charles, as Matthew as pointed out above, the deal will be priced aggressively due to the high rehab component.

But I don't think you can afford it unless you're prepared to come out of pocket each month for holding the asset.In regard to operating expenses, consider PM, maintenance, true capex based upon the actual life-left of the components and upgrade timelines, vacancy, common electric and accounting.

Requires a self-employment component (even part-time business qualifies).Since you want more control over your investments and possibly plan to use leverage, the Solo 401(k) seems like the better fit—provided you qualify with some form of self-employment.

The only thing we cover is main components, HVAC, roof, siding etc..

.= your equity/contributions into business would be increased by $800 So by switching from QBO to Stessa....you've removed the entire accounting component that says whether a,b, or c happened and your CPA is having to piece that together at the end of the year.

My gut tells me that Texas, particularly Austin and Houston, could be where the next wave of growth and expansion occurs, mainly driven by strong business and job creation trends.Here’s what I’m looking for in my US investments:Free-standing houses with a good land component, at least 3 bedrooms and 2 bathrooms, and in well-maintained condition.Budget : Will have to keep a factor of safety for the current exchange rates of AUD.USD = 0.68 so will cap our budget at 250K- 300K.Yielding over 6%, with a slight cash flow positive outcome, while also offering medium-term capital appreciation potential.Holding for at least 5 years or more, with a view towards steady growth.The long-term goal is financial independence, reducing reliance on salary-based income, and building assets during this accumulation phase.Debt reduction is on the horizon—looking to consolidate and start winding down debt within the next 7 years.If anyone has experience investing in the Texas real estate market or any tips on navigating US property investments, feel free to share your thoughts! 

@Cameron NordinA cost segregation study accelerates depreciation by classifying certain building components as personal property or land improvements, allowing them to be depreciated over shorter recovery periods (e.g., 5, 7, or 15 years instead of 27.5 or 39 years).By accelerating depreciation, cost segregation lowers your tax basis more quickly than standard straight-line depreciation.

One was a straight-up purchase, the other included a loan component.