There is a relationship team sourcing deals, then due diligence teams to perform DD, and ultimately investment committee meetings and sign off.  

RE agents, like minded investors, neighbors, even opinions at zoning committees don’t count.

You need to reach out to the local housing committees they will put you on their database and feed your information to their case workers. 

You can work with fellow owners through the rental alliance called Poconos VRO https://poconosvro.wildapricot.org/ to build a committee to determine what is best for your group. 

I filled out a pre-application form with the Columbia Zoning Department so that I can get a meeting with the committee and discuss my proposal.

t show.I read your story and it leads me to believe you were dealing with a HM broker and not the lender directly cause they won't even schedule a closing unless the loan passes UW, gets voted on by committee, and then stamped with final approval. 

The lot is “zoned” as residential, but like mentioned there is no zoning board or committee for Barry county, MO.

This usually involves committees, master plans, and sometimes the city council. 

I'm glad you are getting into the Cleveland market.I have clients running short term rentals in these areasEast side - University Circle, Shaker Heights, Cleveland HeightsWest side - Ohio City, Tremont, Edgewater, LakewoodHere is a recent article on a bill passed "House committee passes bill to block cities from regulating Airbnbs, other short-term rentals" https://ohiocapitaljournal.com/2022/05/11/house-committee-pa...

The borrower outlines there plan and dates and it is set up with the LOE in the file but in most cases where the bank holds the paper/loan its sent to the credit committee for the final approval and we close.