Otherwise, you will give another agent all of your future commissions and/or you will have to retake the salesperson exam to obtain your license again.

The point of the contract is to provide value to both buyers and sellers and  this deal saves the buyer over $1M in interest and easily $100k in furnishings while getting the seller their full equity and saving buy side/sale side realtor commissions.

Contact the Indiana Real Estate Commission.

If the change has occurred and buyers are now doing this, surprised not discussed more  You as the buyer is paying for the agents commission one way or another , either by a higher sales price , or by cutting a check to your agent . 

He then donates the commission he makes.

The challenge is knowing if the listing agent actually tells your offer to the seller or not.For example, if a distressed property is $650k and you want to offer $620k, the listing agent says the lowest the seller may accept is $645k, but is that actually true or made up because the listing agent wants their commission?

If I threw the money into SPY, it would be a 104% gain compared to walking away with an 80% gain after fees/commissions.

This has become increasingly popular after the suit settled 2024 with the National Association of Realtors regarding commissions and client representation.see article:  https://www.cnn.com/2024/03/15/economy/nar-realtor-commissio...Good luck!

Sometimes a broker will offer a higher commission to tenant rep to get more traffic.

I just turned over a judgement to a collection agency for a 50% commission.