With these declining commercial spaces, these communities could be at risk for blight.If you look around, you will see new retail spaces.

Or call a commercial realtor in The area.  

If you are vetting large-scale multifamily or commercial, you can do a bit more on spreadsheets, but still it would not be relevant without knowing the potential cap ex. 

Turning over some kind of commercial property is more labor intensive but it also scales quickly because of potential returns.

I am looking to see if there are ways to get creative with downpayment on commercial loans.

Hello @Jerry A.Feel free to message me if you have any questions but I would seek out a broker who has access to over 220+ lenders to help do the shopping for you. 

diversification and cash flowSan Jose, CA has been very appreciation heavy... and i'm not opposed to keeping some property here, though the multi-family / commercial real estate has very low cap rates, and low growth from what i'm seeing.

Remember, you don’t have $965 of cash to invest, you have equity, which will cost you money to access.

Incensed deal flow by developing a large list of contacts of commercial mortgage brokers using LinkedIn.  

My largest rental is commercial and I've found many numbers are higher.