The seller is currently doing the cosmetic fixes (updating paint for cabinets, new carpet, paint). 

I filled up 4 dumpsters worth of trash, old carpet, furniture, and whatever other horrors the previous owners left behind.

To set the scene: A cost seg study breaks your property into two important categories:1250 "real" property aka the building, foundation and other long life assets.1245 property aka anything that can be accelerated such as 5, 7, or 15 year property like carpets, cabinets, or other site improvements.

I have added new electric service, all new plumbing, an additional bathroom, remodeled Kitchen all the way down to the studs, new carpet on the second floor, and new LVP on the first floor.

Cleaner took pictures of the condition she found it, then after cleaning.

I'm sure some policies have all kinds of language in them, but if it guarantees me full replacement that is what I would expect otherwise my granite counters would be replaced with laminate and my tile and hardwood replaced with vinyl and the cheapest carpet.

Not gonna put it over the carpet. 

No making sure the home was clean and ready for guest.

The first time this happened, the board of directors got an email showing trash everywhere, and HOA management offered to get "their people" out there to clean asap. 

Prior to clean up make an inventory even if burned.