I just committed to fund II. 

And if something pops up later such as unpaid material man, or a couple of subs who received no payment and did not provide lean releases- do you go after the contractors bond money after filing for a court order to do so?

All that while state and IRS taxes on profits are increasingly challenging, as refinanced funds for construction in progress aren't deductible expenses, thus not lowering tax bills.All that said, the "snowball quickly" effect you mentioned isn't quite happening yet.

I was also considering the REI expo in February so maybe I'll see you there.You're a self-proclaimed novice but I think many other members of the community would agree that you're well on your way given your potential cashflowing rental and equity.You seem to have a strong position which would allow you to keep growing your portfolio in the next few years.I'd recommend diversifying your RE portfolio the same way you're diversifying with other investments (REITs, Stocks, bonds etc.).

I probably have about $100,000 of my own funds to put up, (will need $500k Minimum) but don’t have the credit or the income at this current time (Just gut renovated my main residence). 

In return, you'd earn interest on your loan without the responsibility of property ownership.Diversify in Other Asset Classes: Since you’ve had success with stocks, you might want to consider diversifying further into things like bonds, index funds, or even crypto, depending on your risk tolerance.As for the parking lot idea, it could be worth researching the market demand in your area.

If you’ve worked with someone licensed, bonded and insured in the Cleveland area that you would recommend please share.

The other way I fund deals with none of my own money is using a private lender that I have years of experience and relationship with and/or using HELOC and other business lines of credit.

By law, all IRA funds must be held by a custodian.

Because to my surprise, I was not aware that the states have their own bonds and accessible lending.