Additionally, I would like to attempt to do the process Owner/Builder with subcontracting work out as well as doing some of the work I'm comfortable with (I have some experience with bathroom & kitchen remodeling an am not new to the construction industry).

I attempted to provide the most transparent and up to date information on this site. 

Warn them that you will report them to the state commission if they attempt to charge you or refuse to comply with your demand.3.

Used PSI last year, they did a bad job, the snow wasn't even bad last year and with several attempts asking them to do better within the terms of the contract, they still sucked. 

We do attempt to notify the owner before we make the decision and give them the opportunity to give input but keeping the property and tenant safe, and following the Tenant Landlord Laws are more important than getting permission. 

I found this line particularly amusing:A not so fun insurance fact: did you know that if you have typical flood insurance and your home floods from “rain accumulation” and not as a result of the overflow from a “body of water” many times that’s not considered a flood, and is not covered, especially if it’s not a “widespread” event.

I was going to do that in an attempt to get creative with my financing options so that there are no liens on it and I could borrow against it as an option.

Most other things are worth attempting to resolve yourself after ensuring safety and doing research.

If not, I do not recommend sheriff sales as a first attempt.

Yes, they can dispute the charge and then the CC company will have to open a dispute that you will have to answer to attempt to get your money.