We cannot breach our guests' trust by playing games with them. 

Retirement accounts are designed to be invested passively so when the IRS sees you running an active business in it, to level the playing field between retirement accounts and other business the retirement account incurs UBIT. 

So seems like a decent play for cash flow but not much for appreciation.

This is a very different space than most folks here on BP play in from what I have seen.

@Eric E.UBIT only comes into play in an IRA on leveraged real estate and running an active business.

Talk to a CPA to see how each scenario plays out.A 401K continues to grow in value, but what do you live on? 

I would say you need to play to your strengths, whatever those might be.

He had other projects that he committed to.Want to play a challenging game?

BTW, I am not disputing you, just playing devil's advocate and wanting someone to challenge my thinking. 

I highly recommend you play with that tool to start getting an understanding of what things you can do to positively affect your credit!