And even though a few borrowers have had bankruptcies, and I had to foreclose on another when the balloon was not paid these were really no risk and just delays of payment.

Big concerns are bankruptcies/repossessions and crimes against people/property.

Quote from @Jonathan Greene: It means there is a pending bankruptcy that has to be dealt with before the sale so they continued it and there will be a new date.

They have to surmise some valuation - people in divorces, bankruptcies etc need valuation on unique properties all the time. 

Remember, they can always refer themselves😊Now, make it a goal to call at least 5-10 of these people EVERY day and ask a MAX OF THREE off the list below of who they know that:Just inherited a homeHad a loved one pass awayIs behind on their mortgage or tax paymentsHas a relative that can’t take care of their house anymoreHas a house they’re having trouble sellingIs facing bankruptcyKnows a probate attorneyKnows a bankruptcy attorneyetcWhy only three off the list per contact?

Also what is the process to buy a bankruptcy home?

Who's to say this company doesn't just file bankruptcy or the founder disappears with everyone's capital.

Santarelli allegedly purchased from a government auction from the bankruptcy trustee and relaunched online.

We continue to see slight upticks in defaulted loans and loans in bankruptcy.

I can't help feeling like he's been stockpiling funds to eventually file bankruptcy even while he swears he's trying to straighten everyone out.