I think the main thing people would point to as a red flag for Ocala is that it is not a large employment center like Orlando, Tampa, and Jacksonville and as a result may be more exposed to a pull back in values when there is a downturn. 

two things I have learned.  1,200 is a sweet spot for demand, and if you do have a large unit of 2,500 get a couple of them zoned for auto. 

It’s the most dangerous thing we do everyday, we carry liability insurance through our personal auto policy.

Do people take those credentials home with them and continue using your account. 

There are far fewer people per house. 3.  

We have rentals, home, auto and umbrella with them. 

The members here on BP that talk about STR auto-run systems didn't install those systems and find dependable cleaners & handymen overnight.

I then suggest setting up a bank account where there is auto pay.

This card is tied to the first bank account and is on auto pay.

It sounds like the tenant has solid evidence their check or auto payment was received by the wrong party.